• Privacy Statement
• Account Safety Tips

We Respect Your Privacy. We respect your right to confidentiality, and we work hard to retain the confidence and trust you have placed in us as your financial institution.

Our Privacy Disclosure
We collect nonpublic personal information about you from these sources:

• Information (e.g., your name, address, social security number, assets, income) we gather from you on applications or other forms.

• Information about your transactions with us, our affiliates or others (e.g., your account balance, payment history, parties to transactions, debit card usage)

• Information we receive from a consumer reporting agency (e.g., credit history, creditworthiness)

Kinds of Information That We Disclose.
We do not disclose any nonpublic personal information about our customers or former customers to non-affiliated third parties except as permitted by law.

Disclosure as Permitted by Law
We may disclose all of the information we collect, as described above, to service providers and companies that perform services on our behalf (e.g., check printing companies). We may also disclose information we gather from you on applications or other forms and information about your transactions with us to our affiliates as permitted by law.

Confidentiality and Security
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards set to guard your nonpublic personal information. If you should ever have quesitons or concerns about the integrity or security of your account information, please contact us.

Contact us if you have questions about the B&K Privacy Policy.

Britton & Koontz Bank
Supervisor, Account Services Department
P. O. Box 1407
Natchez, Mississippi 39121

Business Days: Monday through Friday Excluding Holidays
Phone: 601.445.5576 601.445.2470 or 866.525.2265

E-Mail: answers@bkbank.com
More Detailed Information Is Available Upon Request
Thank you for banking with us.

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Account Safety Tips

Help us to help you protect your account by reading the following list of safety precautions.

• Do not give out your account number to anyone who calls you. If we call you, we already have this information.

• Do not give out your PIN number to anyone who calls you. If the bank calls you, we do not need this information from you.

• If someone calls you stating that he/she is an employee of the bank or working on the bank's behalf, do not give him/her any information. Call the bank at 601-445-5576 or 866-425-2265 to verify the authenticity of the caller.

• Do not call the verification number the caller give you; use the number above or look it up in the directory.

• We never send emails requesting account numbers, PIN numbers, or passwords. We will not ask you to click on a link or visit a site to verify account numbers, PIN numbers or passwords. Do not answer the emails. Please notify us if you receive one of these emails.

• Banking regulators and law enforcement officials do not call bank customers as a part of their investigations. If someone calls you claiming to be a bank regulator or law enforcement agent, notify the bank immediately.

Free Credit Reports
You can obtain a free credit report once a year from each of the credit reporting agencies - Experian, Equifax and Trans Union. Online at http://www.AnnualCreditReport.com or toll free at 877.322.8228

Identity Theft
Be suspicious of any email with urgent requests for personal financial information. Always report "spoofed" emails by forwarding the email to the following group: The Federal Trade Commission at http://www.ftc.gov/bcp/edu/microsites/idtheft/

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