B&K offers all the financial tools you need for an individualized package of business banking services — from checking products to cash management services to a full range of financing options. Above all, we offer a unique understanding of area businesses and a solid commitment to their success.
|Monthly Service Charge||Balance under $2,500, $12||Yes|
|Interest||N/A||Earnings credit on balances may offset analysis fee|
|Visa/MasterCard Merchant Services*||Yes||Yes|
|Business Debit/Credit Cards*||Free||Free|
|Free Online Banking||Yes||Yes|
|Business Bill Pay||Yes||Yes|
|Monthly Statement with check images||Yes||Yes|
*Subject to Credit Approval.
Business Advantage Checking
Business Advantage Checking is designed for the business customer with a low to average number of transactions.
- Fee Free with a low minimum daily balance and a small flat fee should it drop below.
- No additional fees for occasional elevated volume
- Visa®/ MasterCard® Merchant Services* Learn more
Free Online Banking Learn more
- No waiting for your statement
- View up-to-the-minute transactions daily
- Transfer funds
- View & print cancelled check images
- Automatic e-mail balance alerts
- No Annual Fee Overdraft Protection*
*Subject to credit approval
This account is designed for customers with high volume transactions. With Analysis Checking you receive an earnings credit calculated on your investable balances which may offset your minimal monthly fee and transaction costs.
Just a few of our additional Business Services include:
- Cash Management
- Credit Card and Merchant Services
- Free Online Banking
- Remote Deposit
- Night depository at most locations
- Safekeeping Services
- FAX Services
- Wire Services
- Notary Services
- ACH Transfers - Bank FREE
- Direct Deposit of Payroll
Regulation GG - Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006
The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Dept. of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.
As defined in Regulation GG, unlawful Internet gambling means to “place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made”.
As a customer of Britton & Koontz Bank, N.A., these restricted transactions are prohibited from being processed through your account or banking relationship with us. Please contact one of our Personal Bankers if you would like additional information on UIGEA or Regulation GG.